No Dental Insurance? How In-House Savings Plans and Financing Make Quality Dental Care Affordable

August 12, 2026
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Posted By: Dr. Nathaniel Fogel

Going to the dentist probably isn’t at the top of anyone’s list of favorite things to do, but when you have dental insurance, at least you know your preventive care is probably covered. But what about all the people without dental insurance? How are they expected to pay for the care they deserve and maintain their oral health?

Fortunately, Pineview Dental offers both an in-house savings plan and two different financing options.

We don’t want anyone to avoid going to the dentist because of cost, so let’s explore how our savings plan works.

The Pineville Prime Membership

We understand that many of our patients don’t have dental insurance; that’s why we offer a membership plan that covers routine preventive cleanings, x-rays, and exams, as well as 20% off all other treatments for only $450 a year.

Everyone is eligible for this annual membership, and there are no waiting periods, annual maximums, deductibles, or monthly premiums.

You’re covered from day one!

Other Ways to Pay

In addition to traditional payment methods, we offer two different third-party financing options for your convenience:

CareCredit — You can apply for a CareCredit credit card and use it to pay for dental treatments. Designed to help you manage your out-of-pocket expenses, CareCredit is a great way to receive care now and pay later. You could qualify for no-interest payments if you pay in full, but if you need an extended financing plan, they offer those as well.

SunBit — SunBit allows you to get the dental care you need and pay over time. You can finance your treatment for up to 72 months, and you could qualify for an interest-free loan. It’s fast and easy to apply; in less than a minute, you could be approved. Not only that, but SunBit doesn’t do a hard credit check, making it less stressful to get a loan.

Quality Care in Columbia, MD

If you’d like to schedule an appointment with our experienced dental team, we’re here to take your call! At Pineview Dental, we’ll do whatever we can to ensure every patient receives efficient, comfortable care.

To get started, feel free to reach out to us at (410) 730-3311.

We hope to hear from you soon!