Pineview Dental
Nathaniel Fogel, DDS
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Maximize Your Dental Benefits Before Year-End: What Columbia Residents Should Know

November 18, 2025
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Posted By: Dr. Nathaniel Fogel
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As the holidays roll in and Columbia starts glowing with festive lights, there’s one to-do item you shouldn’t leave off your year-end checklist: using your dental benefits before they expire. At Pineview Dental, we want every patient to step into the new year with a healthier smile and a little extra financial peace of mind. Here’s what you need to know to finish the year strong!

Why Timing Matters More Than You Think

Most dental insurance plans reset on January 1st. That means any unused benefits disappear, including cleanings, exams, x-rays, or coverage toward fillings, crowns, or other treatments. If you’ve already paid your premiums for 2025, you’ve earned those benefits, so make sure you use them.

If you’ve been putting off a recommended treatment or haven’t scheduled your second cleaning of the year, consider this your friendly nudge from Pineview Dental.

FSA and HSA Dollars: Use Them or Lose Them

Got money sitting in a Flexible Spending Account (FSA)? For many plans, those funds don’t carry over into next year. The great news: dental care is one of the smartest and most practical ways to use those tax-free dollars. Preventive visits, fluoride treatments, nightguards, and restorative work may all qualify.

If you have an HSA, you usually have more flexibility, but it’s still worth using those funds on care you may already need.

Why Year-End Appointments Matter

A quick visit now can help catch small issues, like early cavities or minor gum inflammation, before they turn into costly, time-consuming problems. Think of it as the dental equivalent of winterizing your home: preventive work now saves you from headaches later!

Plus, finishing recommended treatment before the year ends can help you take advantage of your remaining insurance maximum and avoid paying more out-of-pocket next year.

Columbia Residents, Book Early!

Here’s the truth: everyone remembers their dental benefits around the same time. Our Pineview Dental schedule fills up fast during November and December, especially for after-school and after-work appointments. If you want your ideal time slot, now is the perfect moment to grab one.

End the Year With a Confident, Healthy Smile

Are you due for a routine cleaning or want to complete treatment before your benefits reset? Pineview Dental is here to make it easy! Call our Columbia, MD, dental office today, secure your appointment, and give your smile the year-end attention it deserves.

Cheers to entering the new year with a brighter, healthier you!

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